10393 SW 186th St 1H Cutler Bay, FL 33157

40-Year Recertification process is currently underway and is expected to be completed by 08/30/2026. BEST DEAL IN TOWN!!! Price is firm. This is a great opportunity to own a well-located commercial property with owner financing available with 55% down, and for a full-price offer, financing at 7% interest with a 10-year amortization. The property is located on a busy street directly across from a U.S. Post Office, providing outstanding visibility and steady foot and vehicle traffic. The building features two floors with separate, independent entrances, making it ideal for a real estate office, law firm, accounting practice, or other professional uses, while offering flexibility for both owner-users and investors. Buyers are encouraged to verify permitted uses with the zoning department. The second floor is currently rented for $1,500 per month to a stable and reliable tenant, providing immediate income, while the first floor is occupied by the owner as a real estate office; the owner is willing to lease back the space after closing or vacate prior to closing, depending on the buyer s preference. Combined with its prime location, existing rental income, flexible occupancy options, attractive financing terms, and a roof that is only 2 years old, this property represents an excellent investment opportunity and a great place to establish or expand your business.